TOOLS

Calculators that show their working.

Free, fast, and computed entirely in your browser — the numbers Gulf finance teams reach for weekly, each with the rule behind it spelled out.

IFRS 9 ECL provision calculator

A provision-matrix calculator for trade receivables: your ageing balances, your loss rates, and a forward-looking scenario slider — watch the provision reprice as you drag.

FREE
UAE gratuity (EOSB) calculator

End-of-service gratuity under the 21/30-day rule: basic wage, years of service, the two-year cap — with the working shown.

FREE
VAT calculator — UAE 5% & KSA 15%

Add VAT to a net amount or extract it from a gross one, at the UAE or KSA rate.

FREE
UAE Corporate Tax estimator

0% to AED 375,000, 9% above — with the Small Business Relief election handled.

FREE
IFRS 16 lease liability & ROU asset calculator

Compute the day-1 lease liability and right-of-use asset, then generate the full amortisation schedule — interest unwinding and straight-line depreciation, period by period.

FREE
IAS 19 actuarial EOSB valuation

A simplified projected unit credit estimate for UAE end-of-service benefits: discount rate, salary escalation, attrition — the inputs an actuary uses, in your browser.

FREE
IAS 36 impairment test — value-in-use DCF

Five-year cash-flow projection, WACC discount, terminal value — determine whether a CGU is impaired and by how much.

FREE
IAS 12 deferred tax schedule

Add your balance-sheet items, their carrying amounts and tax bases — get the temporary differences and the resulting DTL/DTA positions at any tax rate.

FREE
IFRS 9 effective interest rate (EIR) calculator

Solve for the EIR on a financial instrument with origination fees or a premium/discount, and produce the full amortised-cost schedule.

FREE